Mortgage Consultation for Business Owners

Service Descriptions

Mortgage Consultation for Business Owner(s)

Being a business owner is a challenging career. You must find your income, and pay both your business and your own expenses.

One thing you may not know in the eye of a Financier as a Director of a Pte Ltd company or Self-employed running a Sole proprietorship or Partnership company is that your income(s) is recalculated with a “cut”.

As such, what you originally thought to be eligible for your mortgage loan, becoming invalidated. Worse off, your annual income is fluctuating.

Let Finnex overcome this obstacle with the proper recommendation and get you what you deserve under MAS Guidelines.

Why Business Owners Struggle with Mortgage Loans

  • Income Cuts: Banks often apply reductions to your declared income.
  • Fluctuating Annual Earnings: Irregular income makes it harder to meet eligibility criteria.
  • Loan Rejections: Assumptions about affordability might not align with a bank’s calculations.

Finnex simplifies the process and offers strategic recommendations to get you what you deserve.

What Makes Finnex’s Mortgage Consultation Unique?

Our service goes beyond just applications—we provide actionable insights and personalized recommendations. Here’s what we offer:

  • Premium Goal-Oriented Consulting: Align your business income with mortgage goals.
  • Comprehensive Financial Assessments: We analyze both your business and personal finances to ensure full eligibility.
  • Loan Affordability & Eligibility Analysis: Identify how much you can borrow—and from which lenders.
  • Tailored Loan Package Recommendations: Find the best package based on your unique needs.
  • Credit Score Advisory: Improve your personal credit score to boost approval chances.
  • Minimal Impact on Business Operations: Secure personal financing without compromising your business.

What to expect:

Mortgage Consultant Journey

01

Understanding your requirement

02

Loan Eligibility and Assessment

Action plans for loan success will be catered if there are one or some criteria that is detrimental for your loan application.

03

Sizing your palate (suitability of package type)

05

Understanding Mortgage Loan and its processes and all types of requirements and fees

04

Comparing & Applying (Optional & Free!)

Key Highlights​

Loan for the purchase of new property, completed or building under construction (B.U.C).

Switching your loan from the current Financier to another Financier. Expect conveyance cost and valuation cost, usually can be partly or wholly subsidized by Financier’s package in a moment in time.