Property Term Loan
Usually after the lock-in period with your Financier, you will have the choices to select:
Refinancing : Switching the financing Financier from current one to another.
Repricing : Negotiate with your current Financier for a better package than the one current served.
Apart from these two choices, the third choice would be Property Term Loan where a term loan is derived from that unencumbered (paid up) value of your property. This can be used to finance your investment or your business if you are a business owner.